Universal Life

Flexibility for a Changing Life

Life rarely moves in a straight line, and Universal life insurance is designed with that flexibility in mind. It sits somewhere between Term and Whole life. Like Whole life, it is a form of permanent coverage with a cash value component. However, Universal life allows for adjustable premiums and death benefits.

If you have a year where money is tight, you might be able to pay less into the policy. If you have a windfall, you can pay more to boost the cash value. As your life insurance agent, I help you monitor these policies to ensure they remain healthy and funded. Universal life is an excellent tool for estate planning or for business owners who need flexibility in their financial planning.

Getting Your Quote

The process begins with a simple conversation. We won’t start with sales pitches; we will start with a needs analysis. We will discuss your debts, your income, your future goals, and your family structure. Once we know the “why” and the “how much,” I will go to work finding the best “who” to insure you.

Whether you need a simple Term policy to cover the mortgage or a sophisticated Universal life plan for estate liquidity, I am here to guide you. Contact Gordon Glass Insurance Agent today. Let’s build a wall of protection around your family so you can sleep soundly knowing their future is secure.